Article·Intermediate

Understanding Debt Service and DSCR

Debt service is what you pay the bank. DSCR is whether the property can afford it. Learn how both work — and why lenders care so much about the ratio.

Airbnb Host Advisor·Updated August 17, 2026·Reviewed August 17, 2026
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Debt service is what you pay the bank. DSCR is whether the property can afford it. Learn how both work — and why lenders care so much about the ratio.