← Real Estate Investing
Acquisition, Financing & Capital Structure
Structure the loan and down payment. Understand LTV, amortization, and how financing changes returns.
Lessons
01
How Much Cash Do You Really Need to Buy a Rental Property
The down payment is just the beginning. Learn every cash cost of acquiring a rental property — and why underestimating them sinks deals.
02
Understanding Loan-to-Value (LTV)
Loan-to-Value is the ratio of your loan to the property's value. It affects your interest rate, your monthly payment, and your risk level. Learn how it works.
03
How Leverage Changes Rental Property Returns
Leverage amplifies both gains and losses. Understanding how it works changes how you evaluate every deal — and how much risk you are really taking.
Formulas
Debt Service Coverage Ratio (DSCR)
DSCR = NOI ÷ Annual Debt Service